When Income Paused the Deal, Assets Made It Happen.
A seasoned agent was assisting a buyer relocating to Southern California. The buyer had excellent credit and 20% down, but no current employment—making the loan ineligible under traditional guidelines.
That’s where the right mortgage team matters.
After consulting with our trusted mortgage partners, we structured a solution using the buyer’s substantial liquid assets from a prior employer buyout. Instead of waiting the typical 60+ days, we closed just over 30 days after seasoning.
The result:
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No income or employment required on the 1003
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No tax returns or pay stubs
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Minimal documentation
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Escrow closed successfully
I have the team to get your mortgage financed—even when income isn’t straightforward.
Call today and let’s get your next deal closed.
Tina Lucarelli - Full Service Realtor - Global & Local - The ONE Luxury Properties, Inc (310) 738-8089